Sunday, March 31, 2013

Review, Swatches: Dior Spring 2013 Makeup Collection: Dior Addict Lip Glosses In 24 New Shades |

Review, Swatches: Dior Spring 2013 Makeup Collection: Dior Addict Lip Glosses In 24 New Shades |

5 Places You Should NEVER Give Your Social Security Number

Every time you go to a new doctor or dentist and they give you a clipboard brimming with documents to fill out and sign, notice how they always ask for your Social Security number? Do you dutifully give it up? Did you ever wonder if they really need it? I once asked a doctor why he wanted it. His response: “I don’t really know. I guess it’s because we’ve always asked for it.” (In actuality, most doctors ask in case your insurance doesn’t pay the entire invoice and/or to fill out a death certificate if you die. Offer a next of kin who knows the number instead, and your phone number for billing issues.) Almost every day somebody asks for your Social Security Number and, like the Grand Marshal of a parade throwing rose petals or candy to the crowd, you probably give it up without giving it a second thought — because that’s what you’ve always done. So, the next time someone asks you for your Social Security number, reflect on this: In December, the Army announced that hackers stole the Social Security numbers of 36,000 visitors to Fort Monmouth in New Jersey, including intelligence officers. Cyber activists took control of the CIA’s website. The private information, including some Social Security numbers, of celebrities and political leaders including FBI Director Robert Mueller and Secretary of State Hillary Clinton were exposed. The sensitive data of First Lady Michelle Obama, Vice President Joe Biden and Attorney General Eric Holder, recently were posted on a website for the world to see. Hackers even listened in on a phone call in which the FBI and Scotland Yard were discussing the criminal investigation against those very same hackers! And, these incidents are only the crumbs on top of the coffee cake when you consider that hackers and thieves have improperly accessed more than 600 million consumer files since 2004. Monty Python had it right The moral to these horror stories is that if your Social Security number is stored on any computer anywhere, hackers will find a way to access it, or a compromised or disgruntled employee may well walk out the door with it. If your doctor, gym, or child’s grade school claims otherwise, that their security systems can protect your private data better than the CIA, FBI and Scotland Yard, to quote Monty Python: “Run away!” Your identity is your biggest asset, and your Social Security number is the key to your personal kingdom. With it an identity thief can wreak havoc, hijacking your old credit accounts, establishing new ones, buying cars and houses, committing crimes, even obtaining medical products and services while pretending to be you, endangering not just your credit and your reputation, but also your life. Consumers whose Social Security numbers are exposed in a data breach are five times more likely to become fraud victims than those who aren’t, according to the latest identity fraud report by Javelin Strategy & Research. Just say no For better or worse, you are the gatekeeper. The person most responsible for shielding your Social Security Number is you. Therefore, your mission is to limit, as best you can, the universe of those who gain access to it. Here’s a short list of companies and organizations that have absolutely no business requesting your Social Security number: 1. Anyone who calls or sends you an official-looking email, who texts you a link to any site or designates a number to call where you are asked to confirm your SSN. If they call, check the credit or debit card that is the subject of the communication, call the customer service number listed on the back, and ask for the security department. If they email or text, do the same, or go directly to the institution’s website (provided you know who they are). Make sure you type the correct URL, and make sure that the page where you are asked to enter your information is secure. Only provide personal information if you’re the one who controls the interaction. 2. Public schools: Your utility bill confirms your address. Your email and phone number give them channels to contact you in an emergency. Asking for your Social Security number is overkill. 3. Little League, summer camp and the like: For the same reasons as school, a Social Security number should never be required by these groups. If they ask for your child’s birth certificate, show it to them, don’t leave it with them unless they can prove they will protect it. And even then, can you really believe them? If you use credit to pay for the activity, the organization may need your Social Security number. If you pay for it upfront or with a direct debit to your bank account or credit card, they don’t. Period. 4. Supermarkets: A frequent shopper card is neither a loan, nor a bank account. It’s merely a tool grocery stores use to track your purchases, primarily for marketing purposes. Regardless, many supermarket chains request customers’ Social Security numbers on their application forms. Refuse. 5. Anybody who approaches you on the street, whether it’s a cell phone company salesman offering a free T-shirt or someone running a voter registration campaign: Never, ever give your SSN. If you want an ill-fitting T-shirt festooned with corporate logos, buy one. If you want to register to vote, go to your county board of elections in person. This is the short list. There are plenty of other organizations that should never get your Social Security number, and if you know one that I’ve left out, please leave it in the comments. Don’t just hand it over Once you realize how often you are asked for your Social Security number, you may be surprised. It happens literally all the time. So, the next time someone does, as they inevitably will, here’s how to handle it: 1. Take a minute and think. Maybe they ask for SSNs blindly, because everyone else does, or because that’s how they’ve always done it. Maybe they actually need it. See if their reason sounds legitimate. (Update: For example,’s Credit Report Card does ask for your SSN in order to generate your credit score and credit report summary — an industry standard – but the information is fully encrypted with a bank level authentication process.) 2. Negotiate. There are many different ways to identify you without a Social Security number, including your driver’s license or account number. Fight to use those instead. 3. If you must share your Social Security number, do so, but make sure the people taking it down have strong security measures in place to protect it. That said, you only have their assurance and frankly, in light of the mistakes people make and the sophistication level of hackers, who really knows if they can protect it? Overcoming the addiction If all this sounds like a giant pain in the neck, you’re right. It is. In the midst of our busy lives, we shouldn’t be the only ones concerned with protecting our most valuable identity asset, but it is what it is. Until somebody creates a Silver Bullet for identity theft, we are forced to take matters into our own hands. Don’t be passive; ask the companies and nonprofit groups with which you do business how they plan to protect you. Do they password protect and encrypt all the personal information they collect? Do they have strict controls on who has access to computers containing your Social Security number, and do they keep this sensitive data off laptops, tablets and hard drives that are easy to steal or lose? Like the doctor I met, many companies collect Social Security numbers they don’t need because they’re operating on autopilot. They’ve always done it, and their colleagues at other companies do it, so the practice continues and spreads on the strength of simple, dumb inertia. I believe that we are smarter than that. By demanding that companies do a better job protecting our personal information, and refusing to hand out our Social Security numbers like candy at a parade, we can force them to get smarter, too. And if they don’t think we’re serious about this and the government doesn’t finally force them off their Social Security number addiction, it is highly likely that the ultimate regulator of the American economic system, class action attorneys, will be knocking on their doors.

Friday, March 15, 2013

Texting & Stroke

There is a NEW warning sign to tell if someone if suffering from a stroke and it involves text messaging! Dr. Sapna Parikh will have the details! Read Story-->


Did you know you can use vinegar to stop static cling? Just add ½ cup of white distilled vinegar to your wash cycle; the acid reduces static and keeps dryer lint from sticking to your clothes! 44 more genius uses for vinegar:

Monday, March 4, 2013

New Laws

KLFY 10 Acadiana's Multi-Media News State Cash Assistance Restrictions New state regulations now ban the spending of welfare money on cigarettes, alcohol, and lottery tickets. Other restrictions include prohibiting the use of a welfare electronic benefit card at liquor stores, gambling sites and strip clubs, as required under federal law. For a first offense, violators will stop receiving welfare benefits for a year, two years for a second offense and permanently for a third offense. The state is relying on businesses and the public to report suspected violations. Matrix Giveaway Enter To Win

KNOW Your Rights!!

Occupy The Money System's photo. A man was accused of selling raw milk, had his farm raided, was arrested, and went to trial. Luckily this jury was informed about the process of jury nullification, and their legal right to rule in favor of the accused for breaking unjust laws. If the law is unjust, never convict!! Be a fully-informed juror and understand your rights.

Saturday, March 2, 2013

Win a Viva La Juicy Gift Set

Win a Viva La Juicy Gift Set

GIVEAWAY, Review, Ingredients: Proactiv Plus 3-Step System, Exfoliator, Hydrator, Mask & Treatment - Their Best Acne Products |

GIVEAWAY, Review, Ingredients: Proactiv Plus 3-Step System, Exfoliator, Hydrator, Mask & Treatment - Their Best Acne Products |

Our Government Is A Global Embarrassment

3/2/2013 By David Walker The dreaded deadline for the federal "sequestration" spending cuts has now passed... and we're still here. That's the good news. The bad news is that the $85 billion hatchet-chop is now leading to indiscriminate furloughs, job losses, and spending reductions across almost the entire federal government, including in programs that most Americans love. Related: The Sequester Jeopardizes the Recovery: Koutoulas Why did it come to this? Why did we just enact a policy that almost everyone hates? Because our government is too dysfunctional to do anything else. David Walker, Founder and CEO of the Comeback America Initiative and the former Comptroller General of the United States, is appalled by the lack of leadership and cooperation in Washington. "We are here because of failure of the president, a failure of the Senate and a failure of the House to reach a reasoned and reasonable to avoid the sequester," he says. "It is a global embarrassment." He says it's time for Americans to come together and insist that our elected leaders start to actually lead, instead of intentionally putting us into crisis after crisis. "We the people have a responsibility to put pressure on our elected officials whether they be democrats, republicans or independents to do a deal and if they don't do a deal, to throw them out," he says. And if Congress cannot make a deal, Walker is among a growing contingent who believe lawmakers should not be allowed to go on break. "No deal. No break," he demands. To address the real drivers of our structural deficits Walker suggests America first address demographic trends, health care costs and an outdated tax system. Related: Don't Underestimate the Economic and Financial Effects of the Sequester: Nouriel Roubini With another huge deadline coming up--the March 27th deadline for the government to agree on a new continuing resolution that will avoid a government shutdown--this pressure on our leaders can't come soon enough.

Government Sequester Has Hit 3/2/2013

iStockphoto Brace yourself and your finances, because the sequester has actually hit. Over the next seven months, the federal government will slash $85 billion in funding to programs across the board, ranging from special education in public schools to border patrol. And while no one knows exactly in what position these budget cuts will leave the U.S. economy, it is highly unlikely that the uncertainty will inspire confidence in American financial markets. But even though the eventual $1.2 trillion in cuts to come over the next decade may seem foreboding, there are some things you can do to cushion the impacts at home. [More from Are you budgeting the right way?] 1. Stock up on meat for the freezer. By the end of March, meat prices will likely rise, when thousands of Department of Agriculture workers are laid off and a projected 2,000 fewer food inspections take place. Analysts say this may lead to processing plants shutting down, and a shortage of steaks and chicken thighs in your local grocery store. It will take at least April 1 for the workers to leave because the government requires giving workers 30 days notice. The sheer possibility may also cause prices to surge, economists say, as supermarkets anticipate a dearth in stocks. [More from Personal Budgeting Tips] 2. Fly during less traveled days and times. After the Transportation Security Administration takes a $323 million hit, employee layoffs will cause long backups to already lengthy airport security checkpoints across the nation. The department will also have 10 percent fewer air traffic controllers on duty, compounding waits before taking off. We suggest trying to purchase tickets for flights leaving on unpopular travel days like Tuesdays, Wednesdays and Saturdays. Also, look out for flights very early in the morning or very late at night, before the business day starts to avoid getting caught in lines with regular business travelers. Check for flights during lunchtime too, as midday flights also tend to be less desirable. [More from 5 Places to Sell Your Stuff for Cash] 3. Take public transportation. The sequester will force oil drilling on American soil and water bodies to slow because of expected bureaucratic delays in permit processing and regulatory decisions. And although the federal government has been looking to increase the country’s energy security, if U.S. oil production drops, American gas prices may rise and more foreign oil will flood the market.

Red-Heart-Anne-Geddes-Baby-Yarn Sweeps

Friday, March 1, 2013

MattyB - You Make My Heart Skip (Official Music Video)

All Recording & Editing Done By Vic. Raps written by Vic. She is just a prize!! This is my cutie Ryan with the cap rapping and! My Friends The Justin Bieber Crew!!